Terms & Conditions

Agreement to Terms

By accessing or using the website of Kepler Insurance Agency, Inc. ("Company," "we," "our," or "us"), you agree to comply with and be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

1. Website Purpose

This website is intended for informational and lead-generation purposes related to insurance services offered by Kepler Insurance Agency, Inc. The content provided is for general information only and does not constitute a binding insurance contract, policy, or coverage commitment.

2. No Guarantee of Coverage

Submitting information through this website — including quote requests, contact forms, or any other inquiry — does not guarantee:

• Policy approval or issuance
• Coverage eligibility for any specific individual or entity
• Specific premium pricing or rate locks
• Acceptance by any insurance carrier

All insurance products remain subject to underwriting review, carrier approval, applicable policy terms and conditions, and state regulations in effect at the time of application.

3. Information Accuracy

We strive to maintain accurate, current, and complete information on our website; however, we do not warrant or guarantee the completeness, reliability, or accuracy of all content. Information may change without notice. Users should verify coverage details, pricing, and terms directly with our licensed agents before making any insurance decisions.

4. Intellectual Property

All website materials, including but not limited to:

• Branding, logos, and trademarks
• Graphics, images, and design elements
• Page layouts and visual compositions
• Written content and copy
• Software code and technical implementations

are the exclusive property of Kepler Insurance Agency, Inc. and are protected by applicable copyright, trademark, and intellectual property laws. Reproduction, distribution, or use of any materials without prior written authorization is strictly prohibited.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Kepler Insurance Agency, Inc. shall not be liable for any:

• Indirect, incidental, or consequential damages
• Lost profits or business interruption losses
• Technical failures, server downtime, or website unavailability
• Data loss or corruption
• Unauthorized access to user data or systems
• Actions taken in reliance on website content

Users access and use this website at their own risk. Our total liability for any claim shall not exceed the amount paid, if any, by the user for services directly related to the claim.

6. User Responsibilities

By using this website, you agree not to:

• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to any portion of our website or systems
• Introduce viruses, malware, or other malicious code
• Disrupt or interfere with the normal operation of the website
• Use automated scraping tools, bots, or crawlers without written permission
• Impersonate any person or entity
• Engage in any activity that violates applicable laws or regulations

7. Third-Party Services

Our website may contain references, links, or integrations with third-party platforms, websites, or services. We are not responsible for the content, privacy practices, accuracy, or availability of any third-party services. Links to external websites do not constitute endorsement or sponsorship.

8. Disclaimer of Warranties

This website and all content are provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

9. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the United States and the State of North Carolina, without regard to conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Guilford County, North Carolina.

10. Modifications

We reserve the right to update, modify, or replace these Terms & Conditions at any time without prior notice. Your continued use of the website following any modifications constitutes your acceptance of the revised terms. We encourage you to review this page periodically.

11. Severability

If any provision of these Terms & Conditions is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and all other provisions shall remain in full force and effect.

12. Contact Information

For questions or concerns regarding these Terms & Conditions, please contact us:

Kepler Insurance Agency, Inc.
3912 Battleground Ave Suite 108
Greensboro, NC 27410
Phone: 864-207-9060
Email: support@keplerinsuranceagency.com