Insurance Solutions for Every Need
From personal auto and home coverage to complex commercial insurance packages — Kepler has you covered.
Auto Insurance
Whether you drive a sedan, truck, SUV, or motorcycle, Kepler Insurance provides comprehensive auto insurance coverage that protects you on every road.
Coverage Highlights
- Liability coverage for bodily injury and property damage
- Collision and comprehensive coverage
- Uninsured/underinsured motorist protection
- Medical payments and personal injury protection
- Roadside assistance and rental reimbursement
- Multi-vehicle and safe driver discounts available
Homeowners Insurance
Your home is likely your most valuable asset. Our homeowners insurance policies protect your dwelling, personal property, and financial liability.
Coverage Highlights
- Dwelling coverage for structure damage
- Personal property and contents coverage
- Liability protection for injuries on your property
- Additional living expenses if you are displaced
- Water backup and flood endorsement options
- Replacement cost vs. actual cash value options
Commercial Insurance
Protect your business from unexpected losses with our comprehensive commercial insurance packages tailored to your industry.
Coverage Highlights
- Commercial property insurance
- Workers' compensation coverage
- Commercial auto and fleet coverage
- Business interruption insurance
- Commercial umbrella and excess liability
- Industry-specific coverage options
Business Liability Insurance
One lawsuit can devastate an unprotected business. Our business liability coverage shields you from the financial consequences of claims and legal actions.
Coverage Highlights
- General liability for third-party bodily injury
- Property damage liability coverage
- Products and completed operations coverage
- Professional liability / errors & omissions
- Advertising and personal injury liability
- Defense cost coverage included
Property Insurance
Commercial and investment property insurance to protect your real estate holdings from physical damage and financial loss.
Coverage Highlights
- Building and structure coverage
- Equipment and machinery breakdown
- Loss of rental income coverage
- Natural disaster endorsements available
- Vandalism and malicious damage coverage
- Inland marine for property in transit
Renters Insurance
Affordable and essential coverage for apartment dwellers and renters. Protect your belongings and your financial exposure.
Coverage Highlights
- Personal property coverage for theft and damage
- Liability protection for accidents in your unit
- Additional living expenses if unit becomes uninhabitable
- Electronics and valuables coverage
- Identity theft protection add-on available
- Affordable rates starting under $20/month
Life Insurance
Ensure your family's financial security with the right life insurance policy. We help you choose between term, whole, and universal life options.
Coverage Highlights
- Term life insurance for affordable coverage
- Whole life with cash value accumulation
- Universal life for flexible premium options
- Final expense and burial insurance
- Key person insurance for businesses
- Competitive rates from A-rated carriers
Umbrella Insurance
Extra liability protection that activates when your standard policies hit their limits — providing broad coverage for catastrophic events.
Coverage Highlights
- Coverage above auto and home liability limits
- Worldwide liability protection
- Covers defamation, libel, and slander claims
- Protection against large jury verdicts
- Covers legal defense costs
- Affordable rates for $1M–$5M+ in coverage
Frequently Asked Questions
Answers to the questions we hear most from clients and prospects.